Artemis

March 2026 Lending Landscape

Origination
Consumer Lending (7)
World Acceptance (WRLD)World Acceptance (WRLD)
SoFi Technologies (SOFI)SoFi Technologies (SOFI)
OneMain Financial (OMF)OneMain Financial (OMF)
Upstart (UPST)Upstart (UPST)
LendingClub (LC)LendingClub (LC)
AvantAvant
TalaTala
Mortgage & Home Equity (5)
LoanDepot (LDI)LoanDepot (LDI)
Rocket Companies (RKT)Rocket Companies (RKT)
SoFi Technologies (SOFI)SoFi Technologies (SOFI)
Figure Technologies (FIGR)Figure Technologies (FIGR)
LendingClub (LC)LendingClub (LC)
SMB & Business (6)
Funding Circle (FCH)Funding Circle (FCH)
Maple Finance (SYRUP)Maple Finance (SYRUP)
BrexBrex
Upstart (UPST)Upstart (UPST)
FundboxFundbox
Kabbage (Amex Business Blueprint)Kabbage (Amex Business Blueprint)
Crypto-Backed (9)
Nexo (NEXO)Nexo (NEXO)
Compound (COMP)Compound (COMP)
Kamino Lend (KMNO)Kamino Lend (KMNO)
Euler (EUL)Euler (EUL)
Maple Finance (SYRUP)Maple Finance (SYRUP)
Aave (AAVE)Aave (AAVE)
MakerDAO / Sky (SKY)MakerDAO / Sky (SKY)
LednLedn
AbraAbra
Distribution
BNPL / Installments (3)
Pagaya Technologies (PGY)Pagaya Technologies (PGY)
Affirm (AFRM)Affirm (AFRM)
Klarna (KLAR)Klarna (KLAR)
Embedded Finance (4)
SoFi / Galileo (SOFI)SoFi / Galileo (SOFI)
Affirm (AFRM)Affirm (AFRM)
Klarna (KLAR)Klarna (KLAR)
Cross River BankCross River Bank
Revenue-Based / Alternative (4)
Maple Finance (SYRUP)Maple Finance (SYRUP)
PipePipe
ClearcoClearco
C2FOC2FO
Underwriting & Risk
AI Credit Scoring (4)
Pagaya Technologies (PGY)Pagaya Technologies (PGY)
SoFi Technologies (SOFI)SoFi Technologies (SOFI)
Upstart (UPST)Upstart (UPST)
TalaTala
DeFi Risk & Liquidation (5)
Morpho (MORPHO)Morpho (MORPHO)
Compound (COMP)Compound (COMP)
Euler (EUL)Euler (EUL)
Maple Finance (SYRUP)Maple Finance (SYRUP)
Aave (AAVE)Aave (AAVE)
Capital & Funding
Private Credit / BDCs (3)
Blue Owl Capital (OWL)Blue Owl Capital (OWL)
Ares Capital (ARCC)Ares Capital (ARCC)
Golub Capital BDC (GBDC)Golub Capital BDC (GBDC)
DeFi Liquidity Protocols (7)
Morpho (MORPHO)Morpho (MORPHO)
Compound (COMP)Compound (COMP)
Kamino Lend (KMNO)Kamino Lend (KMNO)
Spark (SPK)Spark (SPK)
Euler (EUL)Euler (EUL)
Aave (AAVE)Aave (AAVE)
MakerDAO / Sky (SKY)MakerDAO / Sky (SKY)
Marketplace / P2P (4)
ProsperProsper
Funding Circle (FCH)Funding Circle (FCH)
Maple Finance (SYRUP)Maple Finance (SYRUP)
LendingClub (LC)LendingClub (LC)
Infrastructure
Partner Banks / Charters (3)
SoFi Technologies (SOFI)SoFi Technologies (SOFI)
Cross River BankCross River Bank
LendingClub (LC)LendingClub (LC)
Lending Software / LaaS (4)
Pagaya Technologies (PGY)Pagaya Technologies (PGY)
Blend Labs (BLND)Blend Labs (BLND)
SoFi / Galileo / Technisys (SOFI)SoFi / Galileo / Technisys (SOFI)
Upstart (UPST)Upstart (UPST)
Blockchain Settlement (4)
Morpho (MORPHO)Morpho (MORPHO)
Spark (SPK)Spark (SPK)
Figure Technologies (FIGR)Figure Technologies (FIGR)
Figure MarketsFigure Markets
Data as of: April 1, 2026
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